Financial Planning

Goals Analysis

  • – Needs, Wants, Wishes
  • – Evaluation of Alternatives
  • – Probability Analysis
  • – Monitoring Progress

Budgeting and Cash Flow

  • – Budget Evaluation
  • – Cash Flow Management
  • – Saving Strategies for
    •    – Education
    •    – Retirement

Debt Analysis

  • Borrowing Needs
  • Secured vs. Unsecured
  • Buy vs. Lease / Rent

Special Circumstances

  • – Marriage / Divorce
  • – Disability / Illness
  • – Non-Traditional Families
  • – Job Change and Job Loss
  • – Dependents with Special Needs